The Savvy Expat

Helping expats and retirees navigate the move to the Philippines, covering cost of living, visas, housing, healthcare, and lifestyle tips from someone who's done it.

Featured

OCT 16, 2026

He Worked 40 Years at One Company. Then He Gave Himself 30 Days in the Philippines.

What a scouting trip actually looks like, from a BGC rental tour to a quiet afternoon in Makati.

Evan Lorezca

OCT 14, 2026

What Americans Love and Hate About Living in BGC

Walkable, safe and cheaper than home. Also a bubble, hot and slow. The honest list.

Evan Lorezca

OCT 12, 2026

What I Wish I Knew Before Moving to BGC, Philippines

Robbed in week one. Overcharged on my lease. Stuck two months waiting on a bank account.

Evan Lorezca

OCT 9, 2026

5 Questions to Ask Yourself Before You Move to BGC or Makati

The move is the easy part. These five questions are harder.

Evan Lorezca
What Full-Time Personal Staff Costs in the Philippines

OCT 7, 2026

What Full-Time Personal Staff Costs in the Philippines

A private driver. A live-in maid. A personal chef. An assistant. Here is the full breakdown.

Evan Lorezca

OCT 5, 2026

What Healthcare at St. Luke's in BGC Costs vs America

A $32 skin exam in BGC vs. about $250 in Miami, and what Medicare won't cover abroad.

Evan Lorezca

OCT 2, 2026

The BGC Condo Looked Perfect. Then We Checked the Building.

The photos show the apartment. They don’t show what living there will feel like.

Evan Lorezca
The Philippines Scam Nobody Talks About (And It's Not What You Think)

SEP 28, 2026

The Philippines Scam Nobody Talks About (And It's Not What You Think)

It's not a street vendor. It's not a fake landlord. It's something far more expensive — and most expats never see it coming.

Evan Lorezca

SEP 23, 2026

I Paid an $8,000 Tuition Fee to Learn How Not to Move to the Philippines

The mistakes my own family made, and the ones I still watch new clients make every week

Evan Lorezca
He Spent 7 Years Thinking About the Philippines. Here's What Finally Made Him Go

SEP 18, 2026

He Spent 7 Years Thinking About the Philippines. Here's What Finally Made Him Go

The story every fence-sitter needs to read

Evan Lorezca

SEP 14, 2026

He Needed a Skin Cancer Screening in BGC. It Cost Less Than 40 Dollars.

A Wisconsin nurse retired early, almost tried to do this move completely alone, and now calls the Philippines home for good

Evan Lorezca

SEP 11, 2026

The Three Most Exclusive Condo Buildings in BGC and What They Actually Cost

One unit per floor, private elevators, and price tags that make sense once you see what is actually inside

Evan Lorezca